Mortgage loans not insured by a government agency, offered by private lenders like banks and credit unions.
Backed by the Federal Housing Administration, ideal for first-time homebuyers or those with lower credit scores.
A mortgage guaranteed by the U.S. Department of Veterans Affairs for eligible veterans, active military, and surviving spouses.
Backed by the U.S. Department of Agriculture for rural and suburban homebuyers with low to moderate income.
Loans that exceed the conforming loan limits, typically for higher-priced properties.
Loans where only the interest is paid for a set period, after which the borrower starts repaying the principal.
Debt Service Coverage Ratio loans used for investment properties where rental income covers the loan repayment.
Loans used to finance commercial properties like office buildings, retail spaces, and industrial properties.
Short-term loans used by real estate investors to purchase and renovate properties for resale.
Loans for purchasing and renovating a home, where the cost of the home and renovations are included in one loan.
Loans for homeowners aged 62+ that convert home equity into cash, with no monthly payments required.
Specialized loans for self-employed individuals who may not have traditional income documentation.
A Rate-and-Term Refinance Allows you to replace your current mortgage with one that has a lower rate and/or term.
A cash out refinance is a way to access the equity in your Home.
A revolving line of credit secured by the equity in your home, with variable interest rates and flexible repayment options.
Second mortgages allowing homeowners to borrow against the equity in their home, repaid in fixed monthly installments.
